Landlords Mortgages Could Be Subject To New Regulation

The growth of the population and the reduction in the size of households mean that as a nation we need to provide more homes.

Any changes that make obtaining mortgages more difficult may end up restricting the number of loans available for landlords. The knock on effect being lower investment and fewer properties for tenants.

Because of the stagnation in the current market, owner occupation is a less viable option for most. And the outlook for any kind of expansion in the private rented sector is looking bleak.

Introducing additional layers of complexity to lending at this time requires careful consideration and a cautious approach.

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