Tenants Contents Insurance

A tenants contents insurance policy will give you the peace of mind by providing cover on on your personal effects, this is not normally included under the landlords standard policy. Protecting yourself from loss in the event of a flood or fire is essential and to do this effectively, you will need to have a specific tenants contents insurance policy in place.

Standard Cover

• Contents Sum insured up to £30,000
• Landlords contents cover up to £2,500
• Theft of Money
• Theft of Pedal Cycle
• Theft of Keys
• Alternative accommodation / loss of rent

Optional Extension

• Accidental Damage
• Catering for all different types of tenants including professionals, students and those on unemployment, disability or housing benefit and unoccupied properties.

 

 

Why Choose Us?

• Competitive premiums
• Instant quotes, cover and documentation
• Hassle free claims handling
• Easy payment options

Our high value tenants contents insurance policy is suitable for many tenancy requirements.  Including professionals, students and those on unemployment, disability or housing benefit and unoccupied properties.

 

 

Why is tenants contents insurance necessary?

To some tenants contents insurance can be somewhat confusing. This is because many expect their possessions to be covered by the landlords policy. You may have just moved into to a new property and be unaware of any past history of break in or vandalism. Furthermore, since you are the tenant you are relying on the landlord to ensure that security measures are current and up to date.

Where is it best to get tenants contents insurance quotes?

A tenants contents insurance policy is best sourced from a specialist property broker. There are many sites that advertise and compare different insurance policies, however what they don’t compare is the what the speed and efficiency when there is a need to claim.

What should I consider getting covered by a tenants contents insurance policy?

With the rise in expensive home entertainment systems and laptops, it is easy for opportunist thieves to strike and relieve someone of their possessions in a very short space of time. These items can be expensive to replace and in some cases they can hold a lot of information that can be expensive to replace. Items such as Ipads and digital tv recorders can be renewed, however more often than not the data held on these systems is gone for good.

Keeping the cost of tenants content insurance quotes down

When it is time to get a tenants content insurance quote, you’ll find that the best value is available to those who have taken measures to avoid becoming a victim of loss in the first place. As is the case with any insurance quote, you’ll find the cheapest quotation if you haven’t made claims under any previous policies.

In the real world it is impossible to avoid making a claim when the need arises. However taking positive steps such as fitting carefully researched security devices and locking systems, you can give opportunist criminals a hard time. Many tenants contents insurers will give discounted premiums and competitive quotes for properties that have high standards of security.