Our residential landlord’s insurance policy provides cover for properties let to individuals, families, students, asylum seekers, long term unoccupied properties awaiting an acceptable tenant and DSS tenants, who currently receive unemployment benefit, housing benefit, housing or disability benefit and DSS Referrals.
Our residential landlord’s insurance policy is a specially tailored package that offers a comprehensive insurance solution at a competitive price.
To view our key facts (summary of cover) please click on the following link:
Summary of Cover
This summary does not contain the full terms, conditions, exclusions and warranties applicable to and governing the insurance contract with you. These are set out in the fully policy wording, which can be found by clicking the following link:
Policy Wording
Letprotector offers two optional covers (currently available on policies incepted over the telephone only):
Residential Emergency Assistance
- Cover up to £500.00 for emergency repairs including call out charges, material and VAT.
- No limit on the number of claims and no excess to pay, cover includes the following
- Failure or Damage to Plumbing & Drainage.
- Failure or Breakdown of the Electricity Supply.
- Failure or Breakdown of the Primary Heating System.
- Lost Keys. Failure or damage to Locks, Doors or Windows rendering the home insecure.
- The product is underwritten by AXA Insurance UK plc
Key Facts | Policy Wording
Landlords Legal Expenses Insurance
- Cover up to £25,000 with the client being responsible for the first £100 plus VAT.
- Cover for Breach of Tenancy Agreement.
- Cover for Pursuit of Rent Arrears.
- Cover to evict Tenant or anyone in the property.
- Landlord Legal Defence cover against both civil & criminal proceedings.
- Cover for enquiries in respect of TAX, VAT, PAYE & NIC Investigations.
- 24 hours Legal Helpline - free access to legal advice and assistance.
- The product is underwritten by Norwich Union
Key Facts | Policy Wording
