Landlords Resource
This category is the index to landlord insurance, commercial property insurance and general property related articles .
Protecting your property investments is a serious business. The Letprotector Landlords Insurance products have been developed to meet the need of residential property owners and buy to let investors. Our tenants content insurance gives tenants the opportunity to safeguard their personal property, whilst the unoccupied property insurance protects a landlords interests should a property become vacant.
Landlords Insurance
Information on your liabilities as a landlord. Insurances and general
property tips… read more on landlords insurance
Commercial Property Insurance
Read more on articles related to commercial property insurance
Unoccupied Property Insurance
What issues are there when a rental property becomes empty? Consider your options under a policy for unoccupied property insurance
Tenants Content Insurance
Tenancy related information and tenants content insurance
Miscellaneous Landlord and Property Insurance Articles
Property related topics and articles covering other areas of landlord and property insurance
More Landlord and Let Property Posts
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If you’re not one hundred percent sure on what your landlord insurance policy actually covers you for, don’t hesitate and check your level of protection today. This is sound advice for any, homeowners, buy-to-let landlords, new and seasoned landlords and property investors alike and should be acted on as soon as possible. The reason for this urgency is a report that states that nearly 1.5million homeowners across the UK have inadequate insurance cover that can leave them severely out of pocket in the event of them experiencing a disaster of any large proportion.
Out of the 1.5 million homeowners, a staggering 250,000 do not even have any relevant cover at all, proving the scale of the severity of the issue. For what could amount to a couple of hundred pounds for the year, it is a surprise how many people are actively risking their entire investment by failing to even incorporate the most basic of cover. Another 500,000 risk losing out due to only having contents insurance and the further three quarters of a million only have buildings insurance. There is a huge call for landlords and tenants, alongside standard homeowners to gain the correct insurance on their properties and contents as there are so many affordable, well covered policies out there to choose from.
It is possibly believed, as a misconception, that insurance policies are uniformly set and only offer protection in selected tiers. This is incorrect, with many insurance companies, such as letprotector.co.uk offering personalised and bespoke services to suit individual budgets and requirements with payments on an annual or monthly level. With this type of flexible approach available to property owners, landlords and investors across the UK, there is less reasons for property owners of all descriptions not to take out adequate cover on their property.
Whilst those homeowners who are opting for the approach of choosing ‘one or the other’ when it comes to buildings or contents cover will be partially covered, reports show that it is far more financially viable in the long run to take out both types of cover or a combination. The big push is for those without any insurance to seriously consider taking out insurance before a disaster happens that could leave them legally and financially in severe trouble.
