Landlords House Insurance

As a landlord it is essential to ensure that your buy to let property is insured in order to protect your business investment. Letprotector provides that necessary cover.

Landlords house insurance is essential as making changes to living arrangements will have an impact on home insurance policies, council tax bills and other outgoing payments.  But more explicitly a standard home insurance policy may not cover more than two lodgers, as renting a property for commercial purposes is seen a higher risk to cover than a homeowner living at that address. Subsequently a factor of this may result in damage to furniture caused by the lodger’s actions may result in you (the landlord) not being reimbursed.

Our Landlords house insurance protects Landlords from malicious damage caused by tenants and provides accidental damage cover. Letprotector’s policies cover houses, blocks of flats, unoccupied properties, and flats above shops.

Please note that the type of tenant may have an effect on the policy. For example, if a house is used as a student let, the rate is higher as the tenants are young whilst insurers realise that they will only live in the house for a small number of years and possibly don't have the same respect for the building as you do.

At Letprotector we believe that cover should not be sacrificed for cost and our experienced staff operate a 24-hour help line. In cases of emergencies we will appoint a loss adjuster to attend your property within a matter of hours regardless of the time of day. This makes us the ideal company to register with for your Landlords house insurance and handle any subsequent claims quickly and efficiently.

For more information on our Landlords house insurance contact us directly on 0845 226 8559 .